Its
Christmas! Is it? Hang on a mo, I’ve only just cleared the
garden of rocket sticks and burnt out sparklers, I’m not ready for jingle
bells.
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Our back garden Clanger firework display |
It’s
only the middle of November but not according to the retail industry who have already
decked the shopping halls with boughs of holly, assaulting our ears with
‘Frosty the Snowman’ on a continual fruit loop from dawn till dusk. Don’t they know it’s not cool for yule to be
before December?
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I know exactly how you feel |
As
if that wasn’t bad enough, there’s been more drama in our office this past
fortnight than in a whole month of EastEnders.
All the constant sniping, bitching, whingeing, back-stabbing and tears
before my 9.30 am cappuccino – its soooo exhausting! I’ll be glad to see the back of all that when
I retire.
And
that’s exactly what I’ve been spending my time on, dear readers, obsessing
about retirement or more importantly, how to bring this about sooner rather
than later. Instead of updating this
blog, I’ve been poring over pensions, discovering the ins and outs of draw-down
plans and trying to get my noggin round the nuances of ‘death taxes’ and how to avoid them.
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Say no more ... |
It’s
made me realise that all those years I thought I was feathering my nest for a
comfortable retirement I’ve actually been a Fund Manager for the Treasury. For every 20p the Government has given me in
pension tax relief, I have unwittingly been investing this for them for free so
that they can reap a hugely inflated tax reward later when I decide to get my
grubby paws on pension proceeds.
Auto-enrolment kerrr-ching! No
wonder Spreadsheet Phil’s rubbing his hands with glee at the success of the new
‘pension freedoms’. Who’s the real mug?
To
sweeten the bitter pill of the unfairness of life, I’ve introduced Ginge to the
wonders of YouTube’s bird videos for cats.
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Bird videos for cats - it's mesmerising |
Freeview have definitely missed a trick here by not hosting a kitty
channel full of bird movies. He’s been
glued to the monitor for hours, chattering away and swatting the screen every
now and then. It’s hilarious. Trouble is now I can’t get on the PC to
update this blog!
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In case it tries to fly away |
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Trying to pack? Not now, there's a birdie
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